Communication and Educate the customer is Key! Hi, my name is Tony Ruiz. I am a Bilingual Loan Officer with over a decade of experience. You are guaranteed to receive the most transparent, trustworthy, and personable experience. I will guide you and EDUCATE you through the process of either a Purchase or Refinancing with the utmost respect, beyond your expectations. answering your questions knowing that this is one of the biggest decisions in your life. You need a family-oriented Loan specialist that treats customers like family. I will do everything in my power to create a positive experience and deliver excellent service for every client. I look forward to hearing from you!